NMLS Hawaii Mortgage Loan Originators (MLOs) State Practice Exam 2025 – The Definitive All-in-One Guide to Exam Success!

Question: 1 / 400

What is the minimum number of hours of continuing education an MLO must complete annually?

6 hours

8 hours

The minimum number of hours of continuing education that a Mortgage Loan Originator (MLO) must complete annually is 8 hours. This requirement is set by the Nationwide Multistate Licensing System (NMLS) in alignment with the Safe Act, which aims to ensure that MLOs stay informed about current laws, regulations, and best practices in the mortgage industry. The 8-hour requirement typically includes courses on federal law, ethics, and lending standards, which are critical for maintaining the competency and professional knowledge necessary for effective mortgage origination. By completing these hours, MLOs help to uphold high industry standards and improve consumer protection.

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10 hours

12 hours

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